SSS Contribution Calculator 2025

The Social Security System (SSS) in the Philippines ensures financial security for employees, self-employed individuals, and voluntary members. The contribution rate for 2025 is set at 15% of the monthly salary, with employers covering 10% while employees pay the remaining 5%. However, self-employed individuals, overseas Filipino workers (OFWs), voluntary members, and non-working spouses must shoulder the full 15% contribution.

To simplify the process, an SSS contribution calculator helps users determine their required monthly payment based on their income and employment type. The tool provides an accurate breakdown using the latest contribution tables, which are regularly updated to reflect any policy changes. Understanding these calculations is essential for both employees and employers to ensure compliance and financial preparedness.

Easily calculate your SSS contribution in seconds and stay on top of your benefits! Our free, instant SSS calculator helps you plan for retirement, maximize your benefits, and stay compliant with no sign-up required. Simply enter your salary and get accurate results instantly. Secure your future today—try our SSS Contribution Calculator now
NO Sign-Up Required

The SSS plays a critical role in supporting Filipinos through benefits such as retirement, disability, sickness, maternity, and death assistance. In 2023, the system’s revenue grew to PHP 362.20 billion, surpassing its PHP 330.80 billion target by 9.5%. Additionally, from January to November 2022, SSS disbursed PHP 236.3 billion in benefits, marking a 13.2% increase compared to the previous year’s PHP 208.8 billion.

SSS Contribution Calculator

Calculating…

Contribution Breakdown

Projected Contributions Over Time

All businesses and employers in the Philippines are mandated to contribute to SSS on behalf of their employees. Regardless of employment status, all workers must participate in the system, making it essential to understand how contributions are calculated. With the right knowledge, individuals and businesses can plan their finances effectively while ensuring compliance with SSS regulations.

SSS Online Registration

  1. Steps:
    • Visit SSS.gov.ph, click “Member Registration” under e-Services, fill out the SS Number Generation Form, and upload a valid government ID.
    • Receive your SS Number via email/SMS within 3 working days.
  2. Activation & Use:
    • Activate your account by presenting original IDs at an SSS branch or through your employer.
    • Use your SS Number to access the My.SSS Portal for contributions, loans, and benefits.

Key Notes
Free registration for employed, self-employed, or voluntary members.
SS Number is lifelong—keep it secure for all SSS transactions.
For issues: Contact SSS Hotline (02) 8920-6401 or visit a branch.

SSS Member Login

  1. Access Portal:
    • Visit the My.SSS Portal, enter your SS Number/username, password, and solve the CAPTCHA to log in.
  2. Key Features:
    • First-time users must register using their SS Number (obtained via SSS online registration).
    • Reset forgotten passwords via the “Forgot Password” link, using your registered email/SMS.

Important Notes:
Use a secure password; avoid sharing login details.
Access contributions, loans, benefits, and claims after logging in.

What is the SSS Contribution Calculator?

The SSS Contribution Calculator is an online tool designed to help individuals compute their required monthly SSS contributions based on their income and membership category. It eliminates the need for manual calculations and ensures accuracy.

Who Can Use It?

  • Employees under private companies
  • Self-employed individuals
  • Voluntary members
  • Non-working spouses
  • Overseas Filipino Workers (OFWs)

Benefits of Using an SSS Contribution Calculator

Using an online calculator saves time and ensures that your contributions are correctly computed. Here are the key benefits:

  • Quick and accurate computation – Avoid errors in computing monthly contributions manually.
  • Helps in financial planning – Allows users to estimate their future SSS benefits based on contributions.
  • Ensures compliance with SSS policies – Helps you meet the required contributions to qualify for benefits like loans, pensions, and disability benefits.

Who Needs to Pay SSS Contributions?

The following individuals are required or eligible to pay SSS contributions:

  1. Employees under private companies – Contributions are deducted from salaries and shared with employers.
  2. Self-employed individuals – Business owners, freelancers, and professionals who earn income independently.
  3. Voluntary members and non-working spouses – Those who opt to continue their SSS contributions for future benefits.
  4. Overseas Filipino Workers (OFWs) – OFWs can contribute voluntarily to remain eligible for benefits.

SSS Contribution Rates for 2024

Below is a breakdown of the latest SSS contribution rates:

1. Employer Employee Contribution Rates

Monthly Salary RangeEmployer ShareEmployee ShareTotal Contribution
Below PHP 4,250PHP 570PHP 180PHP 750
PHP 10,000PHP 1,200PHP 400PHP 1,600
PHP 20,000PHP 2,400PHP 800PHP 3,200
PHP 30,000 and abovePHP 4,800PHP 1,600PHP 6,400

2. Self Employed & Voluntary Contribution Rates

Monthly Salary CreditContribution RateMonthly Contribution
PHP 4,00013%PHP 520
PHP 10,00013%PHP 1,300
PHP 20,00013%PHP 2,600
PHP 30,00013%PHP 3,900

How to Use the SSS Contribution Calculator?

Follow these simple steps to compute your contribution:

  1. Select your membership type – Employee, Self-Employed, Voluntary, or OFW.
  2. Enter your monthly salary or income – This determines your Monthly Salary Credit (MSC).
  3. Click on Calculate – The system will generate your total monthly contribution.
  4. Review the breakdown – Check employer/employee share (if applicable).

Example Calculation:

  • If your salary is PHP 20,000 as an employee, your contribution breakdown is:
    • Employer Share: PHP 2,400
    • Employee Share: PHP 800
    • Total Monthly Contribution: PHP 3,200

Important Reminders When Calculating SSS Contributions

  • Monthly Salary Credit (MSC) Limits – Contributions are based on MSC, which has a maximum limit.
  • Effect of Salary Increases on Contributions – Higher salaries result in increased contributions.
  • Late or Missed Payments – Missing contributions may affect future SSS benefits.

Social Security System Philippines Contact Number

The Philippine Social Security System (SSS) can be reached via its main hotline at (02) 8920-6401 or toll-free at 1-800-10-2255777, while international callers may dial +63-2-8478-8777. For Globe/TM subscribers, the shortline 1455 offers nationwide assistance.

SSS Contact numbers

Additional contact options include the official website (sss.gov.ph), email addresses for member and employer inquiries, and social media platforms like Facebook and Twitter. SSS offices operate Monday to Friday, 8:00 AM–5:00 PM, with details subject to verification through official channels.

Hotline SSS

Main Hotline:  (02) 8920-6401 (Metro Manila/provinces) or toll-free 1-800-10-2255777 (landline).

Frequently Asked Questions (FAQs)

1. Is the SSS Contribution Calculator free to use?

Yes, the SSS provides a free online calculator on their official website.

2. How does the calculator determine my monthly contribution?

The tool uses the latest SSS contribution table to calculate your required payment based on income.

3. Can I manually compute my SSS contributions without the calculator?

Yes, but using the calculator ensures accuracy and avoids miscalculations.

4. What happens if my employer remits the wrong amount?

You should report it to SSS immediately and request a correction.

5. How do I update my contribution details in SSS?

Log in to your My.SSS account or visit an SSS branch to update records.

6. How do I check if my employer is paying my SSS contributions?

You can verify this through your My.SSS account online or request a contribution printout from SSS.