How to Pay SSS Online 2026: GCash, Maya, SSS App and Banks
Quick answer: To pay SSS online, first generate a Payment Reference Number (PRN) in My.SSS or the SSS Mobile App. Then pay it in GCash (Bills → Government → SSS), Maya, the SSS Mobile App (GCash, Maya, BPI or card), or your bank’s online banking. Individual members — self-employed, voluntary, non-working spouse and OFW — can use e-wallets; employers pay through partner banks or Bancnet.
Step 1: Know How Much to Pay
Your contribution is 15% of your Monthly Salary Credit (MSC). Self-employed, voluntary and OFW members pay the full 15% — from ₱750 (₱1,200 for OFWs) up to ₱5,250 a month. Use the calculator below and choose your member type.
SSS Contribution Calculator
Enter your monthly salary to see your exact SSS deduction, employer share, EC fee, and WISP/MPF allocation.
Based on the SSS contribution schedule under RA 11199 (15% total rate, MSC ₱5,000–₱35,000). For official figures, consult the latest SSS circular.
Step 2: Generate Your PRN
- Log in to My.SSS or the SSS Mobile App.
- Open Payment Reference Number (PRN) → Generate PRN.
- Choose the months you want to pay and your MSC.
- Copy the PRN and the exact amount shown.
No internet? You can also get a PRN through SSS hotline 1455, email usssaptayo@sss.gov.ph, or at accredited collecting partners with a valid ID. See our full SSS PRN guide.
How to Pay SSS Using GCash
- Open GCash and tap Bills.
- Choose Government, then SSS (Social Security System).
- Select the payment type — contributions or loans — that matches your PRN.
- Enter your PRN, the exact amount and your email for the receipt.
- Review and confirm. Save the GCash receipt and check that the payment posted in My.SSS after a few days.
You can also pay with GCash inside the SSS Mobile App: generate the PRN, tap Pay, and choose GCash as the payment gateway. A small convenience fee may apply — the app shows it before you confirm.
How to Pay SSS Using Maya
- Open Maya and go to Bills.
- Search for SSS and pick the contribution or loan biller.
- Enter your PRN and amount, then confirm.
Maya is also available as a gateway inside the SSS Mobile App.
Pay Through the SSS Mobile App
- Log in to the SSS Mobile App and tap Generate PRN/SOA.
- Choose Pay now and select GCash, Maya, BPI or a credit/debit card.
- You are redirected to the payment partner to log in and authorize the payment (BPI charges a ₱15 convenience fee).
- The confirmation screen shows your PRN, covered period and transaction reference number.
Pay Through Online Banking
- Partner bank apps: BPI, Landbank Link.BizPortal, Security Bank, UnionBank Online and others — choose SSS as the biller and enter the PRN as the reference.
- Bancnet eGov: select SSS as the biller and use your PRN (common for employers and household employers).
- Auto-debit: some banks such as BPI, Metrobank and PNB offer automatic monthly payment.
- Web partners: Billeroo and MYEG also accept SSS PRN payments.
Pay Over the Counter
Bring your PRN to Bayad Center, ECPay outlets, SM Bills Payment or partner bank branches. Some outlets can also issue a PRN if you present a valid ID.
Pay SSS from Abroad (OFWs)
OFWs can pay through GCash or Maya (if linked to a Philippine number), the SSS Mobile App, partner banks abroad, and remittance partners such as Pinoy Express and Ventaja. Check your amount on our SSS contribution for OFW page and find the nearest SSS foreign office.
SSS Payment Deadlines 2026
| Member type | Deadline |
|---|---|
| Self-employed, voluntary, non-working spouse | Last day of the month after the applicable month or quarter. Missed months cannot be paid late, but you can pay in advance. |
| OFW (land-based) | January–September contributions: by December 31 of the same year. October–December: by January 31 of the next year. |
| Employers and household employers | Last day of the month after the applicable month. Late payments are charged a 2% monthly penalty. |
If a deadline falls on a weekend or holiday, you can pay on the next working day.
Use GCash as Your SSS Disbursement Account
To receive SSS loans and benefits — such as maternity, sickness or unemployment — enroll a disbursement account in My.SSS: go to E-Services → Disbursement Account Enrollment Module (DAEM), add an e-wallet such as GCash or Maya (or a bank account), and upload the requested proof. You can enroll up to three accounts.
Payment Not Posted? Check These
- Wait 3–5 working days, then check your record (see how to check SSS contributions).
- Make sure you used a PRN that was still valid and paid the exact amount.
- Keep your e-wallet or bank receipt with the transaction reference number.
- If it still does not appear, contact the SSS help desk with your PRN and receipt.
FAQs
Can I pay my SSS contribution through GCash?
Yes. Individual members can pay in GCash under Bills → Government → SSS using a PRN, or choose GCash inside the SSS Mobile App.
Do I need a PRN to pay SSS online?
Yes. Every SSS payment has needed a PRN since January 2018. Generate one in My.SSS or the SSS Mobile App before paying.
Can employers pay SSS through GCash?
E-wallets are mainly for individual members. Employers usually pay through partner bank online banking or Bancnet eGov.
Can I pay SSS loans online?
Yes. Generate a loan PRN and pay it the same way in GCash, Maya, the SSS app or your bank. See the salary loan guide and calamity loan guide.
Can I pay past SSS contributions as a voluntary member?
No. Self-employed and voluntary members cannot pay months after their deadline has passed, but they can pay ahead for future months.
Related SSS guides and tools
- How to generate an SSS PRN
- Pay SSS at Bayad Center
- Voluntary Member Contribution
- SSS Contribution Table 2026
- SSS Contribution for OFW
Independent guide, not affiliated with SSS, GCash or Maya. Menu names in third-party apps can change — follow the prompts in your app and confirm postings in My.SSS.